Express Financial Diagnostics
An independent look at your business finances in 5 working days
Express diagnostics is a fast, independent review of your business finances: from account statements and tax filings we find where money actually leaks and show it in numbers. The format: a 60-minute video review and a written report of 3-4 pages. Turnaround is 5 working days, and it is free for businesses with monthly turnover from KZT 3 million.
The first 30 minutes are free. We scope the work and name a range.
When you need this
Turnover above 3M tenge a month, but no confidence in how much the business actually earns
The owner cannot say within 5 minutes what last month's profit was and how much real cash is left
You want a fast, inexpensive second opinion before commissioning a full service
You suspect tax risks or a suboptimal regime, but have no time to look into it yourself
What's included
- A 60-minute video review presenting the findings
- A written report of 3-4 pages: traffic lights across 5 areas, findings, plan
- 3-5 specific findings with the effect estimated in tenge and a priority
- A 30-day plan of what to fix first, one you can execute without JBS
Process
You fill in the form on the site, we check that diagnostics fits your business.
You send 6 months of account statements, your latest tax filing, and the payroll list.
We run the finances through 5 areas: cash flows, taxes, profitability, accounting, debt.
We present the findings on a call and send the written report with a 30-day plan.
Pricing
For sole proprietors and LLPs with monthly turnover from KZT 3 million and access to bank statements.
What the diagnostics covers
We work through five areas of business finance and record findings for each, with an estimate in tenge where possible and a priority (red, amber, green).
- Cash flows: revenue versus loans and transfers between accounts, operating cash flow, seasonality and cash gaps, the owner's personal spending from the company account
- Taxes: whether the regime fits the turnover, proximity to the VAT threshold, payroll taxes, obvious assessment risks
- Profitability: a rough P&L from statements, anomalous cost items, loss-making lines
- Accounting and control: whether the owner understands profit and cash balance, dependence on a single bookkeeper
- Debt: loan burden against operating cash flow, collateral and personal guarantees, arrears
Who it fits
Sole proprietors and LLPs in Kazakhstan with turnover above 3M tenge a month, with access to account statements and an owner ready to spend 60 minutes on a call.
It does not fit pre-revenue startups: for them we have the financial model service. It does not fit if there is no access to statements, or if the request is a conversation with no data to analyse: we will say so immediately rather than drag it out.
What we need from you
- Statements for all accounts for the last 6 months (Excel or PDF from the bank)
- The latest filed tax return (form 910 or 200/100, whichever applies)
- A payroll list or a list of employees with net salaries
Helpful, if you have it
These do not block the start: management reports, a trial balance or account cards from 1C, loan agreements.
Guarantee and confidentiality
We sign an NDA before work starts. Client data is never passed to third parties and is processed only inside the JBS team.
FAQ
- How much does express diagnostics cost?
- Free for sole proprietors and LLPs with monthly turnover from KZT 3 million. If the review shows you need an accounting audit or ongoing support, we quote the final price based on its results.
- What if you find nothing material?
- We tell you directly: the accounting is in order and there is nothing to fix. The diagnostics is free, so you lose nothing.
- What documents do you need to start?
- At minimum: statements for all accounts for 6 months, the latest filed tax return, and a payroll list with net salaries. Without this package diagnostics does not start.
- Is my data safe?
- We sign an NDA before work starts. Client data is not passed to third parties, and all work with statements and filings stays inside the JBS team.
- How long does the diagnostics take?
- 5 working days from receiving the complete document package: intake, analysis, written report, and a 60-minute video review.
- How is this different from a full service such as due diligence?
- Diagnostics is a fast orientation: 3-5 findings and a 30-day plan inside a hard time box. If you need a deep pre-deal review or a full financial model, that is a separate service.
Discuss your task
We respond within 1 business day